Homeowner’s insurance protects you against financial loss if your home or property is damaged by theft, fire, lightning, smoke, or other disasters. Thanks to the internet, you can easily find discount homeowners insurance that meets your needs. Here’s how …Complete Your InformationYou can get quotes for discount homeowners insurance by visiting an insurance comparison site. On the site you’ll complete a simple questionnaire with information about your home and your insurance needs, including …* How much coverage you want for your home and for your home’s contents. It may be helpful for you to make a detailed inventory of your home’s contents to figure out what coverage amounts you need. (You’ll also need this inventory if you ever need to make a claim.)* The deductible you want to apply to your homeowners insurance.* The square footage of your home and the year it was built.* The number of miles from your home to the nearest fire station and the number of feet to the nearest hydrant.* Any discounts for which you might be eligible. For example, many discount homeowners insurance companies give discounts to non-smoking customers, as well as for security features such as deadbolts and smoke detectors.Get Answers to Your QuestionsThe best insurance comparison sites will also have a chat feature available. With the chat feature, you can get answers to all your homeowners insurance questions from insurance professionals. (See link below.)Get Your Discount Homeowners Insurance QuotesOnce you complete the questionnaire, you’ll quickly receive discount homeowners insurance quotes from multiple A-rated insurance companies.What if the Quote is too High?If the quote for your discount homeowners insurance is more than you can afford, follow these tips to try to get it lower:* Lower your coverage limits and raise your deductibles. Note that your mortgage company probably requires a specific minimum coverage.* See if you can qualify for more discounts. Perhaps you can install more smoke detectors, burglar alarms, or buy fire extinguishers.* If your credit is poor, work on improving it.
You Can Stop Your Gambling Addiction
Compulsive gamblers of all ages continually fear the day they know they will have to stop gambling. Most of them realize this when their personal resources are dwindling with each passing day.
I remember the day I had ten thousand dollars still left in my savings account. The next day I had five thousand and a week later I had overdrawn my account by $150.00. Even though I realized I had a problem, I couldn’t stop my addiction. I wanted to gamble and win back all the money I had lost. I knew that I should stop, but I refused to and the end result was devastating for me. I had no money and no where to go. I still had my job and my dream of winning big someday. I thought I could never beat this gambling addiction, so I figured why bother. Then I realized I wanted to change my life for the better. I realized I had to take one day at a time. I needed to slow my thoughts down and focus on only one thing at a time. I learned to think about today and did not worry about tomorrow.
When I woke up each morning usually not too grumpy I made the decision of whether or not I was going to gamble today. I gave myself the choice and at the same time I thought about all the destructive behavior. This morning I made the choice I did not want to gamble today. I realized if I told myself I could never gamble again I was adding too much stress to my life.
Compulsive gamblers compound their stress when telling themselves they will never gamble again. Life is too short and it’s time to live to the fullest.
Once compulsive gamblers realize that they are good people and they deserve the best in life their recovery seems to accelerate.
Mr. Howard Keith has an extensive background in dealing with compulsive gamblers and relatives and friends of gamblers. Mr. Keith believes there are many alternatives to aid in the recovery of a gambling addiction.
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